Vault is our next generation core banking platform. It has been written from scratch by Thought Machine to be a cloud native modern alternative to the legacy platforms that plague the banking industry.

The Kernel – the core of all
Vault functions

The Kernel uses a centralised, permissioned cryptographic ledger as a single source of truth for all transactions. This ensures the highest degree of security, while allowing the bank to retain ownership and control.

Inside Vault

Kernel

Cryptographic Ledgers

Smart Contract Products

Cloud Native

Banking Front End

Customer Front End

APIs

Open Banking

Data Analytics

Treasury

Security

Risk + Compliance

Workflows

Integrations