Form3 is a fully managed payment technology platform for Financial Institutions. They design, build and run technology that powers the future of payments. Form3 handles core payments infrastructure in a secure, scalable and cost-effective way through an API-first cloud-native platform, delivered as an always-on, managed service. Thought Machine and Form3 are partnering to offer banks highly differentiated payments experiences. Through pairing Form3’s cloud-native payments platform and Thought Machine’s cloud-native core banking engine, banks are able to build and scale their payments in the cloud, whilst minimising up-front investment infrastructure.