Partnering with Publicis Sapient

Publicis Sapient is a digital business transformation company. It partners with global organisations to help them create and sustain competitive advantage in a world that is increasingly digital. Publicis Sapient is the digital business transformation hub of Publicis Groupe with 20,000 people and over 50 offices worldwide.

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Perspectives

Purposeful coexistence in your journey to a digital core

Banks must move away from legacy infrastructure that constrains innovation and prevents them from providing the real-time, personalised banking experiences that customers have come to expect. Banks can unlock greater flexibility, enhanced resilience, and lower operational costs by moving core technology into the cloud ‍

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Case study 1

Publicis Sapient and Thought Machine delivered a large volume migration for a tier 1 retail bank in the UK. Together we mitigated risks to the bank and its customers and avoided the need for a ‘big-bang’ approach to migration. Publicis Sapient’s product expertise and Thought Machine’s flexible software construct enables new and innovative products to be launched at speed, while also providing a path to migration for legacy back-book products.

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Case study 2

In just 12 weeks, Thought Machine and Publicis Sapient built a working multi-product proposition for a large retail bank in Asia, simultaneously adhering to regulatory reporting standards in the region and the bank’s own general ledger requirements. By demonstrating that the product could adhere to the complex regional tax-withholding requirement, we’ve proved that banks can be truly innovative while meeting the standards of their internal policies and external regulatory obligations.

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Case study 3

Together, we built a solution for a large retail bank to address two common customer financial pain points: how to save money and how to borrow money on a flexible, ad-hoc basis. Our unique product combines a current account, savings account and lending facility. Users can allocate funds to a savings pot which pays increased interest on savings the longer the funds are held in the account, and access a revolving line of credit to meet short-term cash requirements.

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How can a bank gradually unbundle their legacy technology without causing major operational complications?

Thought Machine’s Chief Operating Officer Gareth Richardson takes on our 90-second interview challenge.

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